Thursday, February 2, 2012
Customer confidence in the banking consolidation
After the information consolidated First 3 banks, Vietnam Tin Nghia and SCB was officially announced, most customer deposits showed they still maintain their faith in the consolidated bank.
First Commercial Bank (Ficombank), Bank Vietnam Tin Nghia (TinNghiaBank) and Saigon Commercial Bank (SCB) has announced the formal integration of voluntary consensus to form a new bank scale big, strong capital and total assets.Deputy Governor of the State Bank of Vietnam (SBV) Tran Minh Tuan said: "The best conditions for the first three banks in Vietnam hopes to achieve good results and to ensure normal operation of the system as well as for each bank. In particular, the legitimate interests of the depositors in these banks will always be guaranteed ".
Represent the three banks, said Nguyen Thi Thu Suong, Ficombank Chairman, said: "Bank formed after the merger will become one of the joint stock commercial banks have invested capital in Vietnam. Charter capital is expected to reach 10,000 billion, total assets of more than 150,000 billion.
New bank will operate efficiently and compete better in the economic environment in the country. In particular, banks will support customers to access deeply all types of services, diversification of products and services bank diversity in scale, shareholders owning ... thereby improving the operational efficiency of the banking business, sustainable development and contribute to overall stability in the financial activities of the whole system. "After the information consolidated First 3 banks, SCB Vietnam Tin Nghia and was formally announced, the most recognized customer deposits at three banks are expecting a new bank after consolidation will strong, finishing services and more diverse. Accordingly, the majority of customers have indicated they still maintain their faith in the consolidated bank.
As a customer at TinNghiaBank, his Japanese Thanh, Nguyen Thien Thuat live in District 3, HCM City, said he had heard about the three best known bank and the government is committed to supporting BIDV bank capital and key personnel for the consolidated bank after he completely believes in the liquidity of the new bank."I believe in a new development strategy TinNghiaBank. I think the competition will help customers get more attentive service and many more incentives in the new bank "- Thanh said.
Ms. Liu Fang, office workers, live in 528/5/124B Dien Bien Phu, District 10, expressed his thoughts: "I think most of the banks is great. With the current market scale is difficult to compete for larger consolidated. Where they send the money coming big banks should be more peace of mind.
I have seven of gold at SCB and I would not be drawn at this time, as do not believe the rumors, if any. Bank simply written, clear message explaining asset customers at each bank are guaranteed all rights as the best, I think customers like what I have no problems with a brand new yet but more strongly than the potential. "
Ms. Tran Hanh, reside in Phan Dinh Phung Street, Phu Nhuan, owner of a design firm - print, said: "I have savings over 10 books of gold at SCB branches Tan was more than 3 months . This consolidated banks into large bank, I feel assured of assets are deposited in the SCB. "
Ms. Nguyen Le Yen Thu, Binh Thuan Ward, District 7, said: "On 6-12 I went to deposit money into Ficombank, 1 month term. Staff are actively saving to open a book and I trust the current banking operations. I think the merger makes banks more powerful, better service. If I had more money I'll post here. Just get good care, safety deposit, interest paid monthly happy, not ask for anything more. "Ms. Dao Thi Thu, live at 15B River Trade, Tan Binh District, said: "I just put money in Ficombank 900 million, term 1 month 1 week ago. 3 banks now hear so glad my best banks towards sustainable development, stronger. Expiry of their terms, but I will not continue to send cash in the bank again to express support for the development strategy of the bank. "
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